Tell us about the transaction.
Share the purpose, timing and key facts of the funding requirement. We will use the information to identify the appropriate team and explain the next step.
A concise outline is enough to begin
You do not need a complete credit submission to start a discussion. A concise explanation of the requirement and the main challenges helps the team assess what information will be needed.
Brokers should identify their relationship with the client and any relevant prior discussions. Referrals can provide a referral with the client's permission without completing the borrower's application.
Sensitive identity and financial documents should be provided through the appropriate secure process when requested. A public enquiry should not ask clients to paste confidential records into a general message field.
Tell the story before sending the file
Begin with who you are and why you are making the enquiry. A direct borrower can explain their own requirement. An external broker should state their client relationship and authority. A professional referral partner should share only the information the client has agreed can be supplied, leaving application preparation to the client and the appropriate finance professional.
State what the funds would achieve, when they are needed and what would repay them. Identify the assets and existing debt without pasting account numbers, identity records or confidential financial statements into a public message. If a fact is uncertain, say so. A clear explanation of the unresolved issues helps the team determine what evidence should be requested through the appropriate process. Distinguish contractual deadlines from preferred dates and identify any existing lender or adviser already involved.
The process, explained
- 01
Describe the requirement
Start with the amount required, use of funds, timing and source of repayment. Identify the borrower and any broker or adviser involved so communication follows an agreed route from the outset.
- 02
Confirm the funding relationship
The team considers whether the scenario may be assessed for direct funding or through Regalis acting as finance broker. The proposed lender, service provider, costs and responsibilities are explained as the structure develops.
- 03
Review evidence and proposed terms
Detailed assessment can involve financial records, valuation, security review and legal documentation. Read the proposed costs, conditions, payment obligations and exit assumptions together. Raise missing information and changes promptly, before relying on an indicative position.
- 04
Document, settle and monitor
A transaction proceeds only when the relevant decision maker approves it and required conditions are met. After settlement, follow the facility reporting and repayment requirements and discuss material changes before an obligation is missed.
Questions before you proceed
Do I need to upload a full application?
A complete credit package is not required for the initial discussion. Provide a factual summary and explain what information is available. The relevant team can then outline the next request and the appropriate document-sharing route.
Does sending a scenario create a funding commitment?
No. A scenario is an initial enquiry. Further assessment, role confirmation and formal terms are required before a transaction can proceed. Keep existing deadlines under review while the enquiry is being considered.
Outline your funding scenario
Start with a short description. The right information helps identify the relevant service and next conversation.
This local concept prepares an on-screen summary only. It does not send personal information or submit an application.