REGALIS WEALTH MANAGEMENT
PROPERTY FINANCE CHECKLIST

Information supporting a property funding conversation.

First mortgage finance may support an acquisition, refinancing or eligible business requirement where suitable property security is available. Regalis assesses the asset and repayment plan together.

The first mortgage position is one part of the credit structure. The assessment also considers the value and saleability of the property, the borrower's circumstances and the practical steps required to repay the facility.

A useful initial submission identifies the property, the amount required, the existing lender position and the proposed exit. Any restrictions, title issues or changes in use should be raised early.

The final facility documents explain the security, permitted purpose and obligations. A first mortgage does not remove the borrower's exposure to repayment, enforcement or changes in the asset value.

PREPARATION CHECKLIST
- Eligible transaction purposes and property types.
- Existing debt and security release requirements.
- Property condition, use and valuation.
- Borrower capacity and source of repayment.
- Interest, fees and repayment arrangements.
- Settlement conditions and ongoing obligations.

General information for a local website concept. Formal documents govern actual arrangements.