/* Readable shared typography and complete independent page compositions. */
:root{--serif:'Libre Baskerville',Georgia,serif;--page:1520px}
body{font-size:16px;line-height:1.8;font-weight:400;font-stretch:normal;letter-spacing:0}
h1,h2,h3,h4,.hero-caption{font-family:var(--serif);font-stretch:normal;letter-spacing:0;line-height:1.35;font-kerning:normal;font-variant-ligatures:normal}
h1{font-size:clamp(46px,4.4vw,72px)}h2{font-size:clamp(35px,3.1vw,48px)}h3{font-size:25px}em{letter-spacing:0}
.eyebrow,.tiny-label,.section-label{font-size:10px;line-height:1.8;letter-spacing:.11em}.section{padding:88px 48px}.section-label span{font-size:10px}.button{font-size:13px;padding:16px 23px}.text-link{font-size:13px;letter-spacing:0}.utility-bar{font-size:11px}.utility-inner{min-height:34px;padding:0 48px}.location{font-size:9px}.utility-message{font-size:10px}.nav-shell{height:100px;padding:0 48px;gap:28px}.desktop-nav{gap:25px}.nav-trigger{font-size:13px;line-height:1.7;gap:8px}.nav-contact{font-size:12px;min-height:46px}.brand,.footer-brand{width:214px;height:79px;overflow:visible;display:flex;align-items:center;mix-blend-mode:normal}.brand img,.footer-brand img{position:static;width:100%;height:auto;max-width:100%;object-fit:contain}.mega-inner{grid-template-columns:1fr 3fr;padding:42px 48px 48px;gap:58px}.mega-intro h2{font-size:29px;line-height:1.5;margin-bottom:20px}.mega-intro p{font-size:13px;line-height:1.9}.mega-intro .eyebrow{font-size:9px}.mega-groups{gap:34px}.mega-group h3{font:600 10px/1.8 var(--sans);letter-spacing:.1em;margin-bottom:18px}.mega-group a{font-size:13px;line-height:1.9;margin-bottom:11px}.mega-menu{max-height:calc(100dvh - 134px)}
.hero{max-width:1520px;min-height:650px}.hero-copy{padding:76px 36px 76px 48px}.hero h1{font-size:clamp(46px,4.15vw,69px);line-height:1.35;letter-spacing:0}.hero .eyebrow{font-size:9px}.hero-description{font-size:16px;max-width:460px;line-height:1.9}.hero-visual{min-height:650px}.hero-note{font-size:11px}.hero-actions{gap:25px}.hero-actions .button,.hero-actions .text-link{font-size:12px}.hero-caption{font-size:22px;padding:23px 30px}.scroll-cue{left:48px;font-size:8px}.asset-band{font-size:10px;letter-spacing:.1em;gap:40px}.intro-text .lead{font-size:21px}.intro-text p+p{font-size:15px}.audience-item h3{font-size:25px;line-height:1.55}.audience-item p{font-size:14px}.audience-item .tiny-label{font-size:9px}.item-link{font-size:12px}.strategy-card{padding:28px;min-height:255px}.strategy-card h3{font-size:25px;line-height:1.55}.strategy-card p{font-size:14px;max-width:none}.strategy-index{font-size:10px}.strategy-card .card-arrow{margin-top:auto;padding-top:22px}.strategy-card .watermark{display:none}.section-description{font-size:16px}.strategy-bottom p,.strategy-bottom .text-link{font-size:12px}.wealth-copy{padding:68px 48px}.wealth-copy .eyebrow{font-size:9px}.wealth-copy h2{font-size:clamp(35px,2.9vw,46px);line-height:1.5}.wealth-copy>p{font-size:15px}.wealth-topics a{font-size:13px;padding:14px 0}.finance-intro{grid-template-columns:1.1fr 1fr;gap:38px}.finance-intro h2{font-size:clamp(35px,3vw,46px);line-height:1.5}.finance-intro p{font-size:15px}.finance-intro .text-link{font-size:12px}.finance-intro>.button{grid-column:2;justify-self:start;margin:0}.finance-links a{font-size:13px;padding:19px 0}.broking-strip h3{font-size:15px}.broking-strip p{font-size:13px}.broking-strip .item-link{font-size:12px}.relationship-copy,.portal-copy{padding:66px 48px}.relationship-section h2{font-size:clamp(35px,3vw,46px);line-height:1.5}.relationship-section>div>p{font-size:15px}.relationship-link{grid-template-columns:145px 1fr;gap:24px}.relationship-link strong{font-size:14px;gap:16px}.relationship-link>span{font-size:13px}.portal-card{padding:21px}.portal-card h3{font-size:14px}.portal-card p{font-size:12px}.support-link{font-size:12px}.article-card h3{font-size:25px;line-height:1.5}.article-card .tiny-label{font-size:9px}.article-card>p{font-size:13px}.contact-section{padding:78px max(48px,calc((100vw - 1424px)/2));gap:80px}.contact-heading h2{font-size:clamp(44px,4vw,64px);line-height:1.5}.contact-heading p{font-size:15px}.contact-form label{font-size:12px}.contact-form input,.contact-form select,.contact-form textarea{font-size:14px}.form-bottom p{font-size:11px}.form-bottom p span{font-size:10px}.form-bottom .button{font-size:12px}.site-footer{padding:60px 48px 25px}.footer-intro{grid-template-columns:230px 1fr 190px;gap:45px}.footer-intro>p{font-size:14px;max-width:430px}.footer-intro .tiny-label{font-size:10px}.footer-intro .text-link{font-size:13px}.footer-columns{gap:24px}.footer-column h2{font:600 10px/1.8 var(--sans);letter-spacing:.08em;margin-bottom:20px}.footer-column a{font-size:12px;line-height:1.85;margin-bottom:8px}.footer-notices p{font-size:11px;line-height:1.9}.footer-notices .preview-disclosure{font-size:10px}.footer-bottom,.footer-bottom button{font-size:11px}
/* Inner page heroes and the shared content grid. */
.inner-page{padding-bottom:25px}.page-top,.page-hero,.page-block{max-width:var(--page);margin:0 auto;padding-left:48px;padding-right:48px}.breadcrumbs{display:flex;align-items:center;gap:15px;padding:24px 0;font-size:11px;color:#858679;line-height:1.7}.breadcrumbs a{color:#5c6251}.breadcrumbs>span:last-child{max-width:72%;overflow-wrap:anywhere}.page-hero{padding-top:55px;padding-bottom:68px}.page-hero .eyebrow{font-size:10px;margin-bottom:25px}.page-hero h1{font-size:clamp(43px,4.1vw,67px);max-width:1050px;line-height:1.4}.page-hero-copy>p{font-size:18px;max-width:790px;line-height:1.95;margin-top:30px}.hero-split{display:grid;grid-template-columns:1.1fr 1fr;gap:64px;align-items:center;padding-top:25px;padding-bottom:65px}.hero-split h1{font-size:clamp(37px,3.5vw,55px)}.hero-split .page-hero-copy>p{font-size:16px}.page-hero-image{position:relative;height:445px;overflow:hidden}.page-hero-image img{width:100%;height:100%;object-fit:cover;filter:saturate(.55)}.page-hero-image>span{position:absolute;left:25px;bottom:25px;font-size:8px;letter-spacing:.12em;color:#fff;text-shadow:0 1px 8px #0008}.hero-dark{background:var(--ink);color:var(--paper);margin-bottom:25px;padding-top:66px;padding-bottom:70px}.hero-dark .page-hero-copy>p{color:#cecebf}.hero-dark .eyebrow{color:#baa56f}.hero-article{padding-bottom:25px}.hero-article h1{max-width:1050px}.hero-article .page-hero-copy>p{max-width:930px}.hero-article .page-hero-image{height:380px;margin-top:45px}.page-block{padding-top:65px;padding-bottom:65px}.page-block>h2{font-size:clamp(31px,2.8vw,43px);max-width:950px;margin-bottom:25px}.page-block .eyebrow{margin-bottom:17px}.block-intro{max-width:800px;margin-bottom:30px;font-size:16px}
.editorial-block{display:grid;grid-template-columns:1fr 1.35fr;gap:70px;border-top:1px solid var(--line)}.editorial-block>.eyebrow{grid-column:1/-1;margin-bottom:-30px}.editorial-block>h2{font-size:36px;line-height:1.6}.editorial-body p+p{margin-top:23px}.editorial-body ul{padding-left:20px;margin-top:25px;color:var(--muted)}.editorial-body li{margin:10px 0}.split-block{display:grid;grid-template-columns:1fr 1fr;gap:68px;align-items:center}.split-block.reverse .split-photo{order:2}.split-photo{height:410px;overflow:hidden}.split-photo img{width:100%;height:100%;object-fit:cover;filter:saturate(.55)}.split-text h2{font-size:35px;line-height:1.6;margin-bottom:25px}.split-text p+p{margin-top:22px}.cards-block{background:#eeece180}.detail-grid{display:grid;gap:20px;margin-top:35px}.columns-3{grid-template-columns:repeat(3,1fr)}.columns-2{grid-template-columns:repeat(2,1fr)}.detail-card{border:1px solid var(--line);background:var(--paper);padding:30px 28px;display:flex;flex-direction:column;min-height:245px}.detail-card h3{font-size:23px;line-height:1.6;margin-bottom:17px}.detail-card p{font-size:14px;line-height:1.95}.card-index{font-size:10px;color:var(--gold);margin-bottom:20px;letter-spacing:.1em}.detail-arrow{font-size:22px;color:var(--gold);margin-top:auto;padding-top:15px}.detail-card[href]:hover{border-color:var(--gold);background:#fffdf7}.steps-block{border-bottom:1px solid var(--line)}.process-steps{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:30px 55px;padding:20px 0 0;margin:0}.process-steps li{display:flex;gap:25px;padding-top:25px;border-top:1px solid var(--line)}.step-number{font:24px var(--serif);color:var(--gold);padding-top:4px;min-width:40px}.process-steps h3{font-size:22px;line-height:1.6;margin-bottom:12px}.process-steps p{font-size:14px}.comparison-block{border-top:1px solid var(--line)}.table-scroll{overflow:auto;margin-top:32px;max-width:100%;border:1px solid var(--line)}.table-scroll table{width:100%;border-collapse:collapse;font-size:14px;min-width:650px;text-align:left}.table-scroll th,.table-scroll td{padding:22px 24px;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.9;min-width:140px}.table-scroll thead th{background:var(--ink);color:var(--paper);font-size:12px;letter-spacing:.03em;font-weight:500}.table-scroll tbody th{font-weight:550;color:#4a5141}.table-scroll tbody td{color:var(--muted)}.table-scroll tbody tr:nth-child(even){background:#eeece180}.accordion-block{display:grid;grid-template-columns:.85fr 1.4fr;gap:70px;border-bottom:1px solid var(--line)}.accordion-block>h2{font-size:35px;line-height:1.6}.accordion-list details{border-top:1px solid var(--line)}.accordion-list details:last-child{border-bottom:1px solid var(--line)}.accordion-list summary{cursor:pointer;list-style:none;padding:21px 30px 21px 0;position:relative;font-size:15px;font-weight:500;line-height:1.8}.accordion-list summary::-webkit-details-marker{display:none}.accordion-list summary>span{position:absolute;right:2px;color:var(--gold);font-size:22px;font-weight:400}.accordion-list details[open] summary>span{transform:rotate(45deg)}.accordion-list details>div{padding:0 28px 23px 0}.accordion-list p{font-size:14px;line-height:2}.related-list{display:grid;grid-template-columns:1fr 1fr;gap:0 45px}.related-list>a{display:flex;justify-content:space-between;gap:25px;border-top:1px solid var(--line);padding:25px 0}.related-list h3{font-size:23px;line-height:1.6;margin-bottom:12px}.related-list p{font-size:14px;max-width:510px}.related-list>a>span{font-size:26px;color:var(--gold)}.related-list>a:hover h3{color:var(--gold)}.action-band{background:var(--ink);color:var(--paper);display:flex;gap:60px;align-items:center;justify-content:space-between;margin-top:25px;margin-bottom:25px}.action-band h2{font-size:37px;line-height:1.6;margin-bottom:19px;max-width:850px}.action-band p{font-size:15px;color:#c5c6b8;max-width:800px}.action-band .button{flex:none}.next-pages{padding-top:40px;padding-bottom:50px;border-top:1px solid var(--line)}.next-pages>div{display:flex;gap:20px 40px;flex-wrap:wrap;margin-top:22px}.next-pages a{font-size:14px;border-bottom:1px solid var(--line);padding-bottom:5px}.next-pages a:hover{color:var(--gold)}
/* Forms, reading pages, resource library and portal entry pages. */
.form-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:75px;background:var(--stone)}.form-introduction h2{font-size:34px;line-height:1.6;margin:20px 0 25px}.form-introduction>p{font-size:15px;max-width:400px}.form-introduction .form-note{font-size:12px;line-height:2;border-top:1px solid var(--line);margin-top:35px;padding-top:24px}.service-form{background:var(--paper);border:1px solid var(--line);padding:35px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 24px}.service-form label{display:block;font-size:12px;font-weight:550;margin-bottom:24px;line-height:1.8}.service-form input:not([type=checkbox]),.service-form select,.service-form textarea{display:block;width:100%;border:0;border-bottom:1px solid #bdbcae;background:transparent;font-size:14px;line-height:1.7;color:var(--ink);padding:10px 0;margin-top:4px;border-radius:0;resize:vertical}.service-form input::placeholder,.service-form textarea::placeholder{font-size:12px;color:#94978b}.service-form .consent{display:flex;align-items:start;gap:12px;font-weight:400;font-size:12px}.consent input{margin:6px 0 0;accent-color:var(--gold);width:15px;height:15px;flex:none}.consent a{text-decoration:underline;text-underline-offset:3px}.submission-summary{border-top:1px solid var(--line);margin-top:25px;padding-top:20px;font-size:13px;line-height:1.95;overflow-wrap:anywhere}.submission-summary[hidden]{display:none}.submission-summary strong{font-weight:550}.submission-summary p+p{margin-top:12px}.contact-form .submission-summary{border-color:#636752;color:#ddd5bc}.contact-form .submission-summary p{color:inherit}.anchor-point{scroll-margin-top:130px}.policy-layout,.article-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:85px;align-items:start}.policy-toc,.article-aside{position:sticky;top:135px;border-top:1px solid var(--line);padding-top:25px}.policy-toc>a,.article-aside>a{display:block;font-size:13px;line-height:1.9;margin-top:16px;color:var(--muted)}.policy-toc>a:hover,.article-aside>a:hover{color:var(--gold)}.policy-content,.article-content{max-width:850px}.policy-content>section{border-top:1px solid var(--line);padding:30px 0;scroll-margin-top:135px}.policy-content h2{font-size:26px;line-height:1.6;margin-bottom:20px}.policy-content p{font-size:15px;line-height:2}.cookie-page-controls p{margin-bottom:25px;max-width:750px}.portal-entry{display:grid;grid-template-columns:1fr 1fr;gap:70px;border-top:1px solid var(--line);align-items:center}.portal-overview{background:var(--stone);padding:55px 40px}.portal-monogram{font:100px var(--serif);color:var(--gold);display:block;line-height:1.1;margin-bottom:25px}.portal-overview h2{font-size:34px;margin-bottom:20px;line-height:1.6}.portal-overview p{font-size:15px}.service-status{display:flex;align-items:center;gap:9px;font-size:9px;letter-spacing:.11em;margin-top:30px;color:var(--gold)}.service-status i{width:5px;height:5px;border-radius:50%;background:var(--gold)}.portal-access h3{font-size:29px;line-height:1.6;margin:22px 0}.portal-access p{font-size:15px;margin-bottom:22px}.portal-access .button{margin-top:10px}.download-list>a{display:flex;align-items:center;gap:30px;padding:25px 0;border-top:1px solid var(--line)}.download-list>a:last-child{border-bottom:1px solid var(--line)}.file-type{border:1px solid #cfc9b5;padding:12px 9px;font-size:10px;color:var(--gold);letter-spacing:.08em}.download-list h3{font-size:23px;line-height:1.6;margin-bottom:7px}.download-list p{font-size:14px}.download-action{font-size:12px;margin-left:auto;color:var(--gold);white-space:nowrap}.journal-filters{display:flex;gap:12px;margin-bottom:35px;flex-wrap:wrap}.journal-filters button{border:1px solid var(--line);padding:10px 18px;background:transparent;font-size:12px}.journal-filters button[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:var(--paper)}.journal-grid{display:grid;grid-template-columns:1fr 1fr;gap:45px 35px}.journal-card{display:block;border-bottom:1px solid var(--line);padding-bottom:35px}.journal-card[hidden]{display:none}.journal-card>img{height:260px;width:100%;object-fit:cover;filter:saturate(.55);margin-bottom:25px}.journal-card .tiny-label{font-size:9px;margin-bottom:15px}.journal-card h3{font-size:28px;line-height:1.6;margin-bottom:18px}.journal-card p{font-size:14px;line-height:2;margin-bottom:23px}.journal-card .text-link{font-size:12px}.filter-status{font-size:12px;margin-top:30px}.reading-note{font-size:11px;border-top:1px solid var(--line);margin-top:25px;padding-top:22px;color:#969687}.article-content>section{margin-bottom:45px;scroll-margin-top:135px}.article-content h2{font-size:31px;line-height:1.65;margin-bottom:22px}.article-content p{font-size:17px;line-height:2.1}.article-content .takeaways{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:28px 0}.takeaways ul{padding-left:20px;font-size:15px;color:var(--muted);line-height:2}.article-content .article-disclaimer{font-size:12px;line-height:2}.cookie-dialog h2{font-size:32px;line-height:1.6}.cookie-dialog>p{font-size:14px}.cookie-setting,.cookie-setting p{font-size:12px}.cookie-setting>span{font-size:11px}
@media(max-width:1300px){.nav-shell{padding:0 32px;gap:20px}.brand{width:180px}.desktop-nav{gap:18px}.nav-trigger{font-size:12px;gap:6px}.nav-contact{font-size:12px;padding:12px 16px}.utility-inner{padding:0 32px}.utility-message{display:none}.mega-inner{padding:38px 32px;gap:35px}.mega-groups{gap:25px}.mega-group a{font-size:12px}.mega-intro h2{font-size:25px}.hero h1{font-size:clamp(45px,4.2vw,60px)}.hero-copy{padding-left:40px}.hero-description{font-size:15px}.hero-actions{gap:20px}.hero-actions .button,.hero-actions .text-link{font-size:11px}.wealth-copy{padding:58px 40px}.wealth-copy h2{font-size:38px}.wealth-copy .eyebrow{font-size:8px}.footer-columns{grid-template-columns:repeat(3,1fr);gap:35px 40px}.hero-split{gap:40px}.hero-split h1{font-size:44px}.page-hero-image{height:400px}.editorial-block,.accordion-block{gap:45px}.form-section{gap:40px}.detail-card{padding:25px 22px}.detail-card h3{font-size:22px}.process-steps{gap:30px 35px}.policy-layout,.article-layout{grid-template-columns:220px minmax(0,1fr);gap:55px}}
@media(max-width:1050px){.desktop-nav{display:none}.mobile-toggle{display:block}.nav-contact{margin-left:auto}.nav-shell{height:86px}.brand{height:66px;width:185px}.mobile-nav{padding:15px 32px 30px;max-height:calc(100dvh - 120px);overflow:auto}.mobile-nav details{border-bottom:1px solid var(--line)}.mobile-nav summary{font-size:16px;padding:16px 0;cursor:pointer}.mobile-nav .mobile-links{display:grid;grid-template-columns:1fr 1fr;gap:14px 25px;padding:5px 12px 22px}.mobile-nav a{font-size:13px;line-height:1.9;color:var(--muted)}.mobile-portals{display:flex;flex-direction:column;gap:15px;padding:22px 0 5px}.mobile-portals a{color:var(--gold)}.section{padding:70px 35px}.hero-copy{padding:65px 30px 65px 35px}.hero,.hero-visual{min-height:620px}.hero h1{font-size:48px}.hero .eyebrow{font-size:8px}.hero-actions{flex-direction:column;align-items:start;gap:18px}.hero-description{font-size:14px}.hero-note{font-size:10px}.hero-caption{font-size:19px}.scroll-cue{left:35px}.asset-band{gap:24px;font-size:9px}.intro-grid{gap:40px}.intro-text .lead{font-size:18px}.audience-item h3{font-size:23px}.audience-item p{font-size:13px}.strategy-grid{grid-template-columns:1fr 1fr}.strategy-card{min-height:260px}.wealth-copy{padding:50px 35px}.wealth-copy h2{font-size:33px}.wealth-copy>p{font-size:14px}.relationship-copy,.portal-copy{padding:50px 35px}.relationship-section h2{font-size:34px}.relationship-link{grid-template-columns:1fr;gap:10px}.article-card h3{font-size:23px}.contact-section{padding:65px 35px;gap:45px}.contact-heading h2{font-size:50px}.form-bottom{align-items:start;flex-direction:column}.site-footer{padding-left:35px;padding-right:35px}.footer-intro{grid-template-columns:210px 1fr;gap:30px}.footer-intro>div{grid-column:2;justify-self:start}.page-top,.page-hero,.page-block{padding-left:35px;padding-right:35px}.hero-split{grid-template-columns:1fr 1fr;gap:35px}.page-hero h1{font-size:45px}.hero-split h1{font-size:37px}.hero-split .page-hero-copy>p{font-size:15px}.page-hero .eyebrow{font-size:9px}.page-hero-image{height:400px}.page-hero-copy>p{font-size:17px}.editorial-block{grid-template-columns:1fr;gap:20px}.editorial-block>h2{margin-bottom:0}.editorial-block>.eyebrow{margin-bottom:0}.split-block{gap:35px}.split-text h2{font-size:30px}.split-photo{height:380px}.split-text p{font-size:14px}.columns-3{grid-template-columns:1fr 1fr}.detail-card{min-height:240px}.accordion-block{grid-template-columns:1fr;gap:15px}.accordion-block>h2{font-size:32px}.action-band{gap:35px}.action-band h2{font-size:31px}.form-section{grid-template-columns:1fr;gap:30px}.form-introduction>p{max-width:none}.form-introduction .form-note{margin-top:20px;padding-top:20px}.policy-layout,.article-layout{grid-template-columns:180px minmax(0,1fr);gap:35px}.policy-toc>a,.article-aside>a{font-size:12px}.article-content p{font-size:16px}.portal-entry{gap:35px}.portal-overview{padding:40px 30px}.portal-access h3{font-size:25px}.download-action{font-size:11px}.journal-card h3{font-size:24px}.journal-card>img{height:220px}}
@media(max-width:700px){body{font-size:15px}.nav-shell{height:82px;padding:0 22px;gap:10px}.brand{width:158px;height:60px}.nav-contact{font-size:11px;gap:13px;padding:10px 13px;min-height:41px}.utility-inner{padding:0 22px;min-height:31px}.location{font-size:7px}.utility-portals{gap:17px}.utility-portals a{font-size:8px}.utility-portals a:last-child{font-size:8px;gap:5px}.utility-portals a:last-child:before{display:none}.utility-portals a:last-child span{font-size:11px;margin:0}.mobile-nav{padding:10px 22px 25px}.mobile-nav .mobile-links{grid-template-columns:1fr;gap:12px}.mobile-nav summary{font-size:15px}.mobile-nav a{font-size:13px}.hero{grid-template-columns:1fr;min-height:0}.hero-copy{padding:48px 24px}.hero h1{font-size:clamp(32px,7.8vw,51px);line-height:1.5}.hero .eyebrow{font-size:8px;margin-bottom:24px}.hero-description{font-size:15px;line-height:1.95;margin-top:25px}.hero-actions{flex-direction:row;align-items:center;flex-wrap:wrap;gap:20px}.hero-actions .button{font-size:11px;padding:14px 17px;min-height:47px}.hero-actions .text-link{font-size:11px}.hero-note{font-size:11px;margin-top:26px}.hero-visual{min-height:0;height:355px}.hero-caption{font-size:19px;padding:18px 22px}.asset-band{font-size:9px;gap:24px}.section{padding:58px 24px}.section-label,.section-label span{font-size:9px}h2{font-size:34px;line-height:1.5}.intro-grid{gap:26px;grid-template-columns:1fr}.intro-text .lead{font-size:18px}.intro-text p+p{font-size:14px}.text-link{font-size:12px}.audience-grid{grid-template-columns:1fr;margin-top:32px}.audience-item,.audience-item+.audience-item{padding:25px 0}.audience-item h3{font-size:25px}.audience-item .tiny-label{font-size:9px}.audience-item p{font-size:14px;max-width:none}.item-link{font-size:12px}.heading-row{gap:18px;flex-direction:column}.strategy-grid{grid-template-columns:1fr;gap:14px}.strategy-card{min-height:0;padding:25px}.strategy-card h3{font-size:25px}.strategy-card p{font-size:14px}.strategy-index{font-size:10px}.strategy-card .card-arrow{padding-top:15px}.section-description{font-size:14px}.strategy-bottom{flex-direction:column;align-items:start}.strategy-bottom>div{flex-direction:column;gap:15px}.strategy-bottom .text-link,.strategy-bottom p{font-size:12px}.wealth-feature{grid-template-columns:1fr}.wealth-image{height:320px}.wealth-copy{padding:45px 24px}.wealth-copy h2{font-size:33px;line-height:1.5}.wealth-copy .eyebrow{font-size:8px}.wealth-copy>p{font-size:14px}.wealth-topics a{font-size:13px}.finance-intro{grid-template-columns:1fr;gap:23px}.finance-intro h2{font-size:33px;line-height:1.5}.finance-intro>.button{grid-column:auto}.finance-intro p{font-size:14px}.finance-links{grid-template-columns:1fr;gap:0}.finance-links a{font-size:14px;padding:17px 0}.broking-strip{padding:23px 20px;display:flex;flex-wrap:wrap;gap:15px}.broking-strip h3{font-size:15px}.broking-strip p{font-size:13px;order:3;border:0;padding:0;flex-basis:100%}.broking-strip .item-link{font-size:0;margin-left:auto}.relationship-section{grid-template-columns:1fr}.relationship-copy,.portal-copy{padding:48px 24px}.relationship-section h2{font-size:34px}.relationship-section>div>p{font-size:14px}.relationship-link{grid-template-columns:1fr;gap:10px}.relationship-link strong{font-size:14px}.relationship-link>span{font-size:13px}.portal-card h3{font-size:13px}.portal-card p{font-size:11px}.portal-card{padding:18px 15px}.article-grid{grid-template-columns:1fr}.article-card{grid-template-columns:110px 1fr;gap:0 19px}.article-image{height:160px}.article-card h3{font-size:20px;line-height:1.6}.article-card .tiny-label{font-size:8px}.article-card>p{font-size:12px}.contact-section{grid-template-columns:1fr;padding:50px 24px;gap:35px}.contact-heading h2{font-size:43px;line-height:1.5}.contact-heading p{font-size:14px}.form-bottom{flex-direction:column;gap:20px}.form-bottom p{font-size:11px;max-width:none}.form-bottom .button{font-size:12px;padding:14px 18px}.form-bottom p span{font-size:10px}.site-footer{padding:45px 24px 23px}.footer-intro{grid-template-columns:1fr;gap:23px}.footer-intro>div{grid-column:auto;display:flex;gap:25px}.footer-intro>p{font-size:14px;max-width:none}.footer-intro .tiny-label{font-size:9px}.footer-intro .text-link{font-size:12px}.footer-columns{grid-template-columns:1fr 1fr;gap:30px 23px}.footer-column h2{font-size:9px}.footer-column a{font-size:11px;line-height:1.9}.footer-notices p{font-size:10px}.footer-notices .preview-disclosure{font-size:9px}.footer-bottom,.footer-bottom button{font-size:9px}.footer-bottom>div{gap:15px}.page-top,.page-hero,.page-block{padding-left:24px;padding-right:24px}.breadcrumbs{font-size:10px;gap:11px;padding:21px 0 18px}.page-hero{padding-top:26px;padding-bottom:45px}.page-hero h1,.hero-split h1{font-size:34px;line-height:1.5}.page-hero .eyebrow{font-size:9px;line-height:1.9;margin-bottom:20px}.page-hero-copy>p,.hero-split .page-hero-copy>p{font-size:16px;line-height:2;margin-top:23px}.hero-split{grid-template-columns:1fr;gap:30px}.page-hero-image{height:290px}.page-hero-image>span{font-size:7px;left:20px;bottom:20px}.hero-dark{padding:42px 24px 45px}.page-block{padding-top:43px;padding-bottom:43px}.page-block>h2,.editorial-block>h2{font-size:28px;line-height:1.6;margin-bottom:22px}.editorial-block{gap:20px}.editorial-body p{font-size:15px;line-height:2}.split-block,.split-block.reverse{grid-template-columns:1fr;gap:28px}.split-block.reverse .split-photo{order:0}.split-photo{height:280px}.split-text h2{font-size:28px;line-height:1.6;margin-bottom:22px}.split-text p{font-size:15px}.columns-3,.columns-2{grid-template-columns:1fr}.detail-card{padding:26px;min-height:0}.detail-card h3{font-size:23px}.detail-card p{font-size:14px}.detail-grid{gap:15px}.process-steps{grid-template-columns:1fr;gap:25px}.process-steps li{gap:18px}.step-number{font-size:22px;min-width:33px}.process-steps h3{font-size:22px}.process-steps p{font-size:14px}.table-scroll th,.table-scroll td{padding:17px;font-size:13px}.accordion-block{gap:15px}.accordion-block>h2{font-size:28px;line-height:1.6}.accordion-list summary{font-size:14px;padding:20px 30px 20px 0}.accordion-list p{font-size:14px}.related-list{grid-template-columns:1fr}.related-list h3{font-size:23px;line-height:1.6}.related-list p{font-size:14px}.action-band{flex-direction:column;align-items:start;gap:27px;margin:0 auto}.action-band h2{font-size:29px;line-height:1.6}.action-band p{font-size:14px}.action-band .button{font-size:12px;white-space:normal}.form-section{gap:26px}.form-introduction h2{font-size:28px;line-height:1.6}.service-form{padding:25px 20px}.form-grid{grid-template-columns:1fr;gap:0}.service-form label{font-size:12px}.service-form input:not([type=checkbox]),.service-form select,.service-form textarea{font-size:16px}.service-form .button{font-size:12px;gap:15px;white-space:normal}.policy-layout,.article-layout{grid-template-columns:1fr;gap:35px}.policy-toc,.article-aside{position:static;border-bottom:1px solid var(--line);padding-bottom:25px}.policy-toc>a,.article-aside>a{font-size:13px}.policy-content h2{font-size:24px}.policy-content p{font-size:15px}.portal-entry{grid-template-columns:1fr;gap:30px}.portal-overview{padding:35px 25px}.portal-overview h2{font-size:30px}.portal-access h3{font-size:25px}.portal-access p{font-size:15px}.download-list>a{gap:17px;align-items:start;flex-wrap:wrap}.file-type{padding:10px 8px}.download-list>a>div{width:calc(100% - 75px)}.download-list h3{font-size:22px}.download-list p{font-size:14px}.download-action{margin-left:58px;font-size:12px}.journal-grid{grid-template-columns:1fr;gap:30px}.journal-card>img{height:235px}.journal-card h3{font-size:25px}.journal-card p{font-size:14px}.journal-filters{gap:8px}.journal-filters button{font-size:10px;padding:10px 12px}.hero-article .page-hero-image{height:270px;margin-top:30px}.article-content h2{font-size:26px;line-height:1.65}.article-content p{font-size:16px;line-height:2.05}.takeaways ul{font-size:14px}.next-pages>div{flex-direction:column;gap:19px;align-items:start}.next-pages a{font-size:13px}.cookie-dialog{padding:40px 25px}.cookie-dialog h2{font-size:29px}.cookie-dialog>p{font-size:14px}}

/* Shared outer edges: every main composition follows the navigation grid. */
:root{--site-gutter:48px}
.utility-inner,.nav-shell,.mega-inner,.section,.site-footer,.page-top,.page-hero,.page-block{max-width:var(--page);padding-left:var(--site-gutter);padding-right:var(--site-gutter)}
.hero,.wealth-feature,.relationship-section,.contact-section{max-width:var(--page);margin-left:auto;margin-right:auto;padding-left:var(--site-gutter);padding-right:var(--site-gutter)}
.hero-copy{padding-left:0}
.wealth-copy{padding-right:0}
.relationship-copy{padding-left:0}
.portal-copy{padding-right:0}
.brand,.footer-brand{width:171.2px;height:63.2px}
.utility-portals a{color:var(--gold);transition:color .18s ease}
.utility-portals a:hover,.utility-portals a:focus-visible{color:#fff}
/* Regalis portal sign-in: immediate access form and a quiet brand panel. */
.portal-login{max-width:var(--page);padding:48px var(--site-gutter) 72px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;align-items:stretch}
.portal-login-panel{padding:45px 70px 45px 0;max-width:590px}
.portal-login-panel>.eyebrow{font-size:10px;margin-bottom:26px}
.portal-login h1{font-size:clamp(36px,3.5vw,53px);line-height:1.45}
.portal-login h1 em,.portal-brand-panel h2 em{font-weight:400;color:var(--gold)}
.portal-login-intro{font-size:16px;margin-top:19px;max-width:380px}
.portal-login-form{margin-top:34px}
.portal-login-form label{font-size:12px;font-weight:550;display:block;color:var(--ink)}
.portal-login-form input{width:100%;min-height:51px;padding:12px 0;border:0;border-bottom:1px solid #b8b4a4;border-radius:0;background:transparent;color:var(--ink);font:16px var(--sans);margin-bottom:26px}
.portal-login-form input::placeholder{color:#858579;font-size:14px}
.password-label{display:flex;justify-content:space-between;gap:20px;align-items:center}
.password-label a{font-size:12px;color:#766439;text-underline-offset:4px}
.password-label a:hover{text-decoration:underline}
.password-field{position:relative}
.password-field input{padding-right:65px}
.password-field button{position:absolute;right:0;top:9px;border:0;background:transparent;color:#766439;font:12px var(--sans);padding:9px 4px}
.portal-sign-in{width:100%;justify-content:space-between;margin-top:3px}
.portal-login-status{margin-top:20px;border-left:2px solid var(--gold);padding-left:15px;font-size:13px}
.portal-preview-note{font-size:12px;margin-top:17px;color:var(--muted)}
.portal-new-access{margin-top:30px;padding-top:23px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:13px}
.portal-new-access a{color:#766439;font-weight:500}
.portal-back{margin-top:27px;font-size:12px}
.portal-brand-panel{background:var(--ink);color:var(--paper);padding:40px 48px;display:flex;flex-direction:column;justify-content:space-between;gap:38px;min-height:610px;position:relative;overflow:hidden}
.portal-brand-kicker,.portal-brand-caption{font-size:9px;letter-spacing:.14em;color:#c3af7e}
.portal-brand-monogram{font:70px/1 var(--serif);color:var(--gold);display:block;margin-bottom:22px}
.portal-brand-panel h2{font-size:clamp(29px,2.7vw,41px);line-height:1.6}
.portal-brand-panel p{color:#cfcec2;font-size:15px;max-width:390px;margin:23px 0}
.portal-brand-panel ul{list-style:none;padding:0;margin:26px 0 0;border-top:1px solid #5a5c4e}
.portal-brand-panel li{font-size:12px;letter-spacing:.02em;padding:13px 0;border-bottom:1px solid #5a5c4e;color:#deddd1}
.portal-brand-panel li:before{content:'↗';color:var(--gold);margin-right:14px}
@media(max-width:1250px) and (min-width:1051px){.brand{width:144px}}
@media(max-width:1050px){:root{--site-gutter:35px}.brand{width:148px;height:52.8px}.portal-login-panel{padding-right:35px}.portal-brand-panel{padding:35px 30px}}
@media(max-width:700px){:root{--site-gutter:24px}.brand{width:126.4px;height:48px}.footer-brand{width:171.2px}.hero-copy{padding-left:0;padding-right:0}.wealth-copy,.relationship-copy,.portal-copy{padding-left:0;padding-right:0}.portal-login{grid-template-columns:1fr;padding-top:15px;padding-bottom:40px}.portal-login-panel{padding:30px 0 40px;max-width:none}.portal-login h1{font-size:37px}.portal-brand-panel{min-height:0;padding:30px 25px;gap:25px}.portal-brand-panel h2{font-size:29px}.portal-brand-monogram{font-size:48px}.portal-brand-panel p{font-size:14px}.portal-login-intro{font-size:15px}.utility-inner{gap:12px}.utility-portals{gap:14px}}
@media(prefers-reduced-motion:reduce){.utility-portals a{transition:none}}

/* High-contrast portal access links, kept distinct from the primary navigation. */
.utility-inner{min-height:46px;padding-top:6px;padding-bottom:6px}
.utility-portals{gap:12px}
.utility-portals a{color:#eadbb5;border:1px solid #8e7d52;background:#33352b;padding:5px 11px;font-size:12px;line-height:1.5;font-weight:500;gap:10px;transition:color .18s ease,border-color .18s ease,background .18s ease}
.utility-portals a:hover,.utility-portals a:focus-visible{color:#fff;border-color:#eadbb5;background:#424438}
.utility-portals a:focus-visible{outline:2px solid #eadbb5;outline-offset:3px}
.portal-brand-icon{display:block;width:96px;height:96px;object-fit:contain;margin-bottom:22px}
/* Introducer access follows a partner onboarding composition. */
.introducer-login{grid-template-columns:1.05fr 1fr;gap:0;padding-top:48px;align-items:stretch}
.introducer-welcome{background:var(--stone);padding:38px 44px 30px;display:flex;flex-direction:column;justify-content:space-between;gap:30px;min-height:690px}
.introducer-topline{display:flex;align-items:center;gap:20px}
.introducer-topline img{width:72px;height:72px;object-fit:contain;flex:none}
.introducer-topline>span,.introducer-caption,.introducer-access-heading{font-size:9px;letter-spacing:.1em;color:#766439;line-height:1.8}
.introducer-story>.eyebrow{font-size:9px;margin-bottom:20px}
.introducer-login h1{font-size:clamp(32px,2.65vw,42px);line-height:1.5}
.introducer-story>p{font-size:15px;line-height:1.95;max-width:455px;margin-top:22px}
.introducer-journey{list-style:none;margin:32px 0 0;padding:0;display:grid;gap:0}
.introducer-journey li{display:flex;gap:20px;padding:14px 0;border-top:1px solid #d1cbb9;align-items:start}
.introducer-journey li>span{font:18px/1.6 var(--serif);color:#8a733d;min-width:28px}
.introducer-journey strong{font-size:13px;font-weight:550}
.introducer-journey p{font-size:12px;line-height:1.8;margin-top:3px}
.introducer-access{padding:38px 0 35px 62px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.introducer-access-heading{display:flex;justify-content:space-between;gap:15px;margin-bottom:34px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.introducer-access h2{font-size:clamp(28px,2.3vw,35px);line-height:1.55}
.introducer-access h2 em{font-weight:400;color:#8a733d}
.introducer-access .portal-login-intro{font-size:14px;margin-top:20px}
.introducer-access .portal-login-form{margin-top:30px}
.introducer-access .portal-new-access{display:block;font-size:13px}
.introducer-access .portal-new-access a{display:block;margin-top:8px}
@media(max-width:1050px){.introducer-welcome{padding:30px;min-height:660px}.introducer-access{padding-left:35px}.introducer-topline{gap:15px}.introducer-topline>span{font-size:8px}.introducer-login h1{font-size:32px}.introducer-access h2{font-size:28px}}
@media(max-width:700px){.utility-inner{min-height:46px;padding-top:6px;padding-bottom:6px}.utility-inner .location{display:none}.utility-portals{width:100%;gap:10px}.utility-portals a,.utility-portals a:last-child{font-size:10.5px;flex:1;justify-content:space-between;padding:6px 9px;gap:7px}.utility-portals a:last-child span{font-size:11px}.portal-brand-icon{width:80px;height:80px}.introducer-login{grid-template-columns:1fr;padding-top:24px}.introducer-access{grid-row:1;padding:25px 0 35px}.introducer-access-heading{margin-bottom:25px}.introducer-access h2{font-size:30px}.introducer-welcome{min-height:0;padding:28px 24px;gap:28px}.introducer-login h1{font-size:31px}.introducer-story>p{font-size:14px}.introducer-topline img{width:62px;height:62px}}

/* Fluid canvas: avoid an early maximum width and halve the outer gutters. */
:root{--page:100%;--site-gutter:clamp(24px,calc((100vw - 1440px)/8 + 24px),96px)}
.utility-inner,.nav-shell,.mega-inner,.section,.site-footer,.page-top,.page-hero,.page-block,.hero,.wealth-feature,.relationship-section,.contact-section,.portal-login{width:100%;max-width:none}
.hero-copy{padding-left:0}.hero h1{font-size:clamp(44px,4vw,76px)}
.hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.policy-layout{grid-template-columns:260px minmax(0,1fr);gap:clamp(40px,5vw,90px)}
.policy-content{max-width:1100px}.policy-content p{max-width:94ch}.policy-content p+p{margin-top:18px}
.email-contact{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:40px;background:var(--stone)}
.email-contact h2{font-size:clamp(25px,2.3vw,36px);line-height:1.6;margin-bottom:16px}.email-contact p{max-width:730px;font-size:15px}
.email-address{font:clamp(18px,1.7vw,28px)/1.7 var(--serif);color:#786132;border-bottom:1px solid #ae9868;white-space:nowrap}.email-address span{margin-left:12px}
.collection-notice{font-size:12px;line-height:1.9;border-top:1px solid var(--line);padding-top:22px;margin:8px 0 22px}.collection-notice a,.policy-content a{color:#766439;text-decoration:underline;text-underline-offset:3px}
@media(min-width:2100px){.portal-login-panel{max-width:720px}.portal-login h1{font-size:58px}.portal-brand-panel{padding:50px 70px}.introducer-login h1{font-size:48px}.introducer-access h2{font-size:42px}}
@media(max-width:1050px){:root{--site-gutter:28px}.policy-layout{grid-template-columns:180px minmax(0,1fr);gap:35px}.email-contact{align-items:start;flex-direction:column;gap:24px}}
@media(max-width:700px){:root{--site-gutter:20px}.hero{grid-template-columns:1fr}.hero h1{font-size:clamp(32px,7.8vw,51px)}.policy-layout{grid-template-columns:1fr}.email-address{font-size:20px}.email-contact p{font-size:14px}.collection-notice{font-size:12px}}

.contact-form .collection-notice{color:#d4d2c3;border-color:#626553}.contact-form .consent{display:flex;align-items:flex-start;gap:12px;font-size:12px;font-weight:400;margin:20px 0}.contact-form .consent input{width:16px;height:16px;padding:0;margin:4px 0;flex:none;accent-color:var(--gold)}.contact-form .collection-notice a,.contact-form .consent a{color:#eadbb5}

.portal-card img.portal-icon{width:40px;height:40px;object-fit:contain;display:block;flex:none}

.scroll-cue{left:var(--site-gutter)}.policy-toc{max-height:calc(100dvh - 170px);overflow:auto;padding-right:14px;scrollbar-width:thin}@media(max-width:700px){.policy-toc{max-height:320px}}

/* Size the whole header contact button to about 80% of its original desktop footprint. */
.nav-contact{box-sizing:border-box;width:117px;height:45px;min-height:0;padding:0 12px;gap:10px;justify-content:space-between;flex:none}
@media(max-width:1300px){.nav-contact{width:104px;height:40px;padding:0 8px;gap:8px}}
@media(max-width:700px){.nav-contact{width:96px;height:36px;padding:0 8px;gap:6px;min-height:0}}